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You may have heard about the distinct advantages of offering credit-processing services to your clients, but do you know how to obtain a free merchant account? Many lenders request applicants to pay an online credit application fee that can run more than $100. Others waive this fee, but they then impose other types of costs, like an annual membership fee. Yet there are some lenders out there who offer a merchant account at no direct cost to business owners. While there will b...

Obtain A Free Merchant Account

Obtain A Free Merchant AccountYou may have heard about the distinct advantages of offering credit-processing services to your clients, but do you know how to obtain a free merchant account? Many lenders request applicants to pay an online credit application fee that can run more than $100. Others waive this fee, but they then impose other types of costs, like an annual membership fee. Yet there are some lenders out there who offer a merchant account at no direct cost to business owners. While there will be expenses associated with processing transactions and performing service maintenance on credit processing equipment, some lenders will limit their merchant account costs to fees like these and provide the card account at basically no extra cost to the business owner. To find out more about how to take advantage of this type of offer for a "free merchant account" , ask your business banker for details. If the bank cannot provide information, check with other business operators in your area to find out if they have merchant accounts and where they got them. Some may have a free account, so you will have to ask for details if they are willing to supply them. Otherwise, you can always use a search engine to browse the Internet for companies that provide a merchant account at no cost. Be wary about offers that seem too good to be true, as they probably arent true. Read the fine print in contracts, and ask about every type of fee you can think of. Some applicants have complained that hidden fees surfaced after their account was approved, forcing them to pay fees they did not anticipate. Leave nothing to chance. Create a business plan that will put your free merchant account to good use. Dont get a merchant account simply to have one. The primary advantage is to offer credit-processing services to your customers via a number of options. These might cost an initial outlay of company funds, but the return on your investment will be valuable in terms of the shopping convenience that will make visiting your company or your site a pleasant experience for customers. Develop a reasonable budget that will show you how much you can afford to invest in credit equipment like a terminal processor, perhaps one with a printer combined. Or you may prefer to get a wireless processor if you deliver goods or services to customers at remote locations. You also can get a pager to enhance communications within your organization. Or you may want to upgrade your phone system to include a digital program that lets customers dial in to place and pay for orders without the need for direct employee assistance. Obtaining a free merchant account will release funding that might have been earmarked otherwise for account fees, allowing you to direct it to more needy areas of your operation. If you are able to negotiate a low per-transaction fee (especially one that is less than 20 cents per transaction) or a low monthly overall rate, your savings will be enhanced, providing additional savings that can be used in other parts of the budget. For these and other reasons, apply today for your free merchant account!

How to Avoid Unpaid Items

How to Avoid Unpaid Items

It's an all too familiar scenario: an item sells and you send the high bidder their invoice. You don't hear anything back immediately but you're not worried many buyers take a day or so to pay. A day passes; two, three, and still you hear nothing from them. By the time a week has gone by with no contact and no payment, you are fed up and send them an email demanding payment. Still nothing. You set up an Unpaid Item Dispute with Ebay, for which you have to wait another week. The buyer still does not respond.By the time the dispute is settled in your favor, you are left with just your listing fees and a very bad taste in your mouth. Sure, you got to leave them negative feedback, but that was no compensation for the time and irritation it cost on your part not to mention loss of income. If they didn't intend to pay, you grumble to yourself, why did they bid in the first place?There are many reasons why a buyer may decide to back out at the last minute and not pay; none of them are really justified. If they couldn't pay or didn't want to pay the price they bid, they really should not have bid in the first place. However, there will always be buyers who balk when it comes time to pay, so how can you minimize the chances of ending up with an unpaid item? Thankfully, there are several things you can do to minimize the risk. 1.Offer payment by PayPalAlthough there are fees associated with offering PayPal as a payment method, the benefits are many. Firstly, it takes away the hassle of processing payments the trips to the bank to deposit checks and money orders, waiting for them to clear, the time it takes to keep track of who's payment has cleared and who's is still pending. Time is a priceless commodity in any business, and the more of it you can save for important tasks, the better. Secondly, buyers who have the option of paying through PayPal generally pay quicker than those who have to write a check and mail it to you. They are more likely to put off the latter than the former it takes just a few seconds to send a payment via PayPal. In fact, three out of four buyers say they actually prefer PayPal to any other payment method. If you offer PayPal as the sole method of payment, your chances of a quick payment go up even more. No more time spent writing emails to find out which payment method your buyer is going to use. 2.Offer eBay CheckoutThis was a great idea on eBay's part. By checking the eBay Checkout option when you are setting up your listing, the high bidder will be presented with a Pay Now button once the auction ends. Putting this option right under their nose prompts many more immediate payments, and far less delays. 3.Use the Immediate Payment Required option on Buy It Now itemsSellers should use this option as standard in their Buy It Now listings. If a buyer wants to buy an item NOW, then they are also prepared to pay for it NOW. If you give them the option of waiting to pay, you are encouraging delays. By choosing a Buy It Now item, they have already shown that they are ready to pay immediately, so using this option is really a no-brainer. 4.Pre-set Buyer Requirements in My eBay'Using this option is an excellent way to pre-screen bidders and block those that carry a high risk of non-payment. You can block bidders from countries you don't ship to, bidders with a certain number of feedbacks, and bidders with a certain number of Unpaid Item strikes against them. This is a very valuable tool particularly when you come to sell high-ticket items that tend to attract disreputable buyers from other countries. Even better you only need to set these options once and they will automatically apply to all your listings. The Buyer Requirements options can be found in the My Preferences section of My Ebay. 5.Make sure Shipping costs are clear in the listingIt's amazing how many sellers do not specify the shipping costs of an item, either because they forget or because they prefer to wait until they know who and where they are shipping to. Whatever the reason, if you don't clearly state shipping costs in your listings, you are asking for trouble later on.Some high bidders will quibble over payment even when they DID know what the shipping costs were if the costs weren't clear, you are asking for a buyer to complain that they didn't know the costs would be that high' and refusing to pay unless you lower the shipping charges. Stating the shipping costs up front in your listings (even if it takes you a few extra minutes) will save you much irritation and time later on with non-paying bidders.Even if you religiously apply all the above, you will probably still have the occasional buyer who drags their feet about paying. Remember to focus on the problem, not on the person. Don't allow your irritation with the situation to treat them badly. The customer is not always right, but they are always the customer, and remembering that how you treat them may have a bearing on whether they will recommend you or not should help you keep control of yourself.

How to be the Leader in Wholesale Handbags

How to be the Leader in Wholesale Handbags

There are hundreds of wholesale handbagswhy would customers buy their handbags from you and not the numerous competitors? They want wholesale handbags that are cheap. They want wholesale handbags in a variety of styles. They want wholesale handbags that represent the whole spectrum of available designs. Can you give it to them? Are you really offering the best in wholesale handbags, or will they leave your site in frustration and go to another wholesale handbags provider?Remember that there are hundreds of wholesale handbags sites on the Internet. If they dont like your wholesale handbags, theyll go elsewhere, and take their money with them. With this kind of competition you have to make yourself different. You have to have either the most affordable prices or the latest trends or the widest variety of wholesale handbags theyll ever find at a click of the mouse. Now you can really get the best suppliers, the best designers, and the best prices to stock your wholesale handbags inventory. Our extensive directory of wholesale handbags suppliers puts you in touch with the companies that can give you the competitive edge. Now you can sell wholesale handbags that include the latest handbags from this seasons runways, as well as the inexpensive and classic styles that many people look for when they visit wholesale handbags sites. This extensive directory of wholesale handbags suppliers will immediately increase your edge over other wholesale handbags websites. Since you can talk to more suppliers, you have better bargaining power. You can find cheap sources for wholesale handbags, or negotiate for a better price, and then carry over those savings to your customers. You can be the wholesale handbags website with the best bargains, or the wholesale handbags website with the most frequent sales. Our directory of wholesale handbags will also enable you to expand your inventory. You can include all the major designer labels and position yourself as the fashionistas source for wholesale handbags. And if orders come pouring in for a particular styleas if often the case when something is declared as the It accessory by all the fashion magazinesand you run out of stock, you can always find an alternative supplier. You dont lose money and turn away disappointed customers because youve run out of the hot item. Having this wholesale handbags directory means you always have what you need.

Kids Entertainment Shows in Australia

Kids Entertainment Shows in Australia

Brisbane is one of the favorite places for holidays in Australia. The beautiful tropical setting there act as the best destination for passing a perfect holiday. This is added by various eye-catching and most entertaining shows. The holidays in different parts of Australia is usually spread with fabulous decorations of display, many events of shopping and other entertainment programs. Generally the special ceremonies of light display begin in the season of the holidays. People get the privilege to enjoy at the most by viewing these spectacular displays of different types of lights in various amusement parks. To add some more entertainment for the music lovers, grand rocking musics are featured live by some music bands. The ramp gets heated much when fashion shows are being presented. Often, some local celebrities make special appearances among the crowd allowing common people to take some pictures along with them.There are also some venues in Australia where special entertainment programs are usually featured for kids entertainment. These holiday shows includes some breathtaking performances by magicians and other forms of childrens entertainment. Gift cards, sweets, gifts or chocolates are often distributed among the kids.The organizers usually try their best to include something interesting and enjoyable for children entertainment parties. Live shows like dancing, singing and other entertainment programs are organized to entertain the kids. Often the kids also participate in these various programs to show off their talent. There are some destinations in Australia which are famous to have a unique experience in holiday shopping. It includes wide varieties of malls for shopping, meeting all our necessary needs. The whole shopping experience becomes more enjoyable at Christmas time when Mr. and Mrs. Santa Clause assists and helps people to buy any items.The various sports events which are being organized also attract the visitors, particularly the people who love sports. There are also some other entertaining activities like festivals of art and carnivals. The holiday shows are also presented with some fun projects for children entertainment. The various programs of the fun and most enjoying projects usually encourage children to increase their creativity. Besides these, various puppet shows along with some movies are generally presented keeping in mind for the amusement of the kids.Brisbane is often regarded as the Entertainment Capital of Australia. It meets all the expectations of all ages of people when presented with some entertainment and breathtaking live shows there. It is often difficult in choosing the best shows of all, as there so many attractive and enjoying shows that happen all throughout the holidays. More than hundreds of special shows are usually presented for the amusement for all in the holidays. But the form of entertainment one looks for depends on the choice of an individual which varies from person to person.There are also some magic shows by reputed Magicians showing their magical skills. They often invite children from the crowd for assisting them which increases the curiosity among kids. Circus shows are too presented adding "kids entertainment" .

Highest Cash Paid Surveys How to find one

Many companies are ready to spend good money on getting real customer's opinions as this saves them a lot of money over the long run. It is amazing how many companies use the information from paid surveys to generate additional revenue. In general you don't need to do anything to start earning extra cash. You just need to join one or more paid surveys programs. You will need to find a program and this is relatively easy task using internet. You will be asked to complete a brief questionnaire - what is your age, gender, education, job, etc. that takes a few minutes. Moreover, you can expect your first survey within the next couple of days. After completing it you will receive the money by a check, Pay Pal account or a bank transfer.It is good if you are realistic about the amount of money you can earn by completing paid surveys. Each survey will bring you different income ranging from $3 and going over $250. It is good if you are able to select and participate in the highest paid surveys only. Usually they are more time-consuming and complicated but the money is worth it.So how to recognize and what is the benefit from the highest cash paid surveys? One of the highest cash paid survey types is the focus group. Certain amount of people with similar background is asked to answer specific questions. This is done usually in real time in an online discussion group or a conference phone conversation. Focus groups are one of the top paid surveys. Although it might be more complicated and obliging, its revenue is considerably bigger compared to usually surveys. It is always best to spend one hour and get $250 that completing four 15-minute surveys for $10 each, right?Phone surveys are usually better paid than paper or online surveys. You may get paid up to $150 to take a phone survey. Testing a new product or service can bring you $50 - $75 that is also among the highest cash paid surveys options.How to find the highest cash paid surveys?To maximize your changes of getting highest paid surveys more often you better register with as many survey companies as possible. You can check around and see which ones offer highest cash paid surveys and deals. Many forums and discussion groups dedicated to the topic will help you find the survey companies that offer good money. Be very careful though as high rates are sometimes used as a hook for people hunting for the highest cash paid surveys. Check that you are dealing with respectable and credible company to avoid disappointment. You can check them out in many ways. Such as forums and performing web searches on them. If you perform a web search on them make sure to include surveys in your key word search. This will help you find reviews.Feel free to visit some of my sitesCash Paid Surveys and Get Paid For Surveys

IS A LAPTOP BETTER THAN A DESK TOP ?

Is a laptop better than a desk topwhy would i buy a desktop thats in one spot all the time ?Naturally, a desktop computer is more powerful, expandable, and cheaper than a laptop. But you can't take carry it around with you, because the leads wont reach and its rather heavy On the other hand, you could be sitting in a pub garden or a trendy coffee shop,having a drink while pouring over your e-mail and chatting on a mobile phone - now that's the way to go. Why you need a laptopBasically you want a laptop for one of the following reasons:As your main computer Why bother about saving money with a desktop when you really want the portability of a laptop? A desktop computer can't pretend to be a laptop, but a laptop can certainly pretend being a desktop: You can use a full-sized keyboard and monitor with your laptop. You can also connect any number of desktop peripherals such as a printer, scanner, external hard drive, and so on. But, unlike a desktop system, you're free to disconnect the laptop and take it with you whenever you want. As a space-saving computer system; Unlike desktops, you don't need to have a set place for your laptop computer - that is, you don't need a computer desk. If space is tight in your house, flat, or collage room, keep the laptop on the shelf or in a drawer. Then set it up on the kitchen table or coffee table when you're ready to work. Forget about the constant mess and clutter that orbits the typical desktop computer station! As a second computer; Why buy a second desktop computer when you can get a laptop and enjoy not only the presence of a second computer but the ability to make that computer system portable? Further, you can network the two computers together, letting them share an Internet connection, printers, data, and files. But you still have the luxury of having one portable system. As your on-the-road computer; Laptops let you take your work on the road great for the salesman,delivery driver,courier. After a few moments of synch (transferring current files between your desktop and laptop), you're off and running to anywhere you like (though being in direct, bright daylight can make it difficult to see the laptop screen). When you return from your trip, just perform another synch, and you catch up both computers for the day. A laptop can give you the freedom to take your work with you: � Laptops let you escape the confines of your office and do work anywhere you like for a few hours. Or if you have power at your location, you can plug in and work all day.� The laptop lets you take your work with you when you travel.as most motels/hotels have wifi connectionsWhy you don't need a laptopLaptops aren't cheap. They're also expensive to fix. They can easily get stolen. The battery life never lives up to the printed specifications. You may find getting work done on a jet or in a caf� really difficult because people either look over your shoulder or ask you questions about the laptop. Ack! But you may think that those minor quibbles don't outweigh the benefits of owning a laptop.laptop computers www.discount-notebooks.net

Summary

You may have heard about the distinct advantages of offering credit-processing services to your clients, but do you know how to obtain a free merchant account? Many lenders request applicants to pay an online credit application fee that can run more than $100. Others waive this fee, but they then impose other types of costs, like an annual membership fee. Yet there are some lenders out there who offer a merchant account at no direct cost to business owners. While there will b...